41 Pantigo Road, East Hampton, NY 11937
(631) 324-0400

Auto Insurance
Your car has two unique qualities. First, it is probably one of the most
expensive things you own. Insurance protects your investment and
guarantees you a way of coping with the expense of accidents, vandalism
or theft, and your financial responsibility to the bank or other
institution that lent you the money to buy your vehicle.
Second, when you drive, you are operating a powerful machine, weighing
one ton or more and capable of moving at over 100 miles per hour. You
are responsible for the safety of your passengers, other drivers on the
road, other people's property, pedestrians and yourself. Insurance helps
you live up to these responsibilities by ensuring your ability to cover
the costs of potential damages or injuries.
In most states, insurance is a prerequisite to registering your car. So
at the very least, you need the coverage required by your state to
register and operate a vehicle. In addition, you should consider
purchasing enough coverage to protect your assets and ensure that you
can be financially responsible if you injure someone in an accident. You
may also want the added coverage of a Personal Umbrella Policy (Excess
Liability). Because your individual needs determine what insurance
coverage is right for you, contact our agency about your individual auto
insurance needs.